Chief Minister Punjab Apni Chhat Apna Ghar Program
Welcome to Chief Minister Punjab Apni Chhat Apna Ghar program. Here is the latest news for low income families of Punjab. Punjab Chief Minister Maryam Nawaz Sharif recently launched her Apni Chhat Apna Ghar program. The aim of which is to provide 1.5 million interest-free loans to 70,000 families across Punjab. So that those poor families who are unable to build their own houses due to financial difficulties can get help.
Here let us tell you the message of Chief Minister Punjab that she has said in the recent press conference that Apni Chhat Apna Ghar program which is very close to my heart. It gives me immense pleasure and satisfaction to welcome you to it. Our aim to provide affordable housing for every family in Punjab is simple but very grand.
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CM said that whether you are a worker, a teacher or a small business owner, this program has been designed keeping you all in mind. It is our effort that every citizen deserves a safe and comfortable home. You are being provided complete details in this article. How you can join this scheme? What is the eligibility criteria in this scheme? And how you can ensure your registration in this scheme and get your own house get complete information here.
Provision of Interest-free Loans to 70,000 Families for House Construction in the first Phase
Chief Minister Punjab Maryam Nawaz Sharif has said that we will provide houses on easy installments for every citizen of Punjab. Therefore, the first phase of Apni Chhat Apna Ghar program has been started. She has said that in the first phase, interest-free loans are being given to 70 thousand families for the construction of houses. You should also apply as soon as possible and be eligible and take full advantage of this scheme.
Let me tell you that the people who will be eligible for the Apna Chhat Apna Ghar scheme will be given an interest-free loan of up to 15 lakhs by the Punjab government. And this plan has a period of seven years, in seven years the poor citizen can pay these installments. Remember, no installment will be taken from you for the first three months. After that you will have to pay 14000 monthly installments. And thus you can own your own home.
The quota of this scheme has been kept equal in villages and cities. Owners of 1 to 5 marlas in urban areas are eligible for this scheme. And while the owners of 1 to 10 marla plots in Dahi areas are eligible for this scheme. If you want to join 70000 lucky people then apply now in this scheme and get your wonderful home.
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Eligibility Criteria
To register and qualify for this scheme to get a loan of Rs 15 lakh, you need to meet certain eligibility criteria. Only those who fulfill these conditions will be eligible for the loan. Eligibility criteria are as follows:
- You must be a permanent resident of Punjab.
- As per NADRA records you must be the head of your family.
- You must have 5 marla land in urban areas or 10 marla land in rural areas anywhere in Punjab.
- You must have no criminal record, including convictions for anti-state, anti-social activities, or fraud.
- You must not owe money to any environmental organization or bank.
- You must be registered in the National Socio-Economic Registry (NSER) survey.
- Your PMT score must be 60 or less.
Application Process for Apni Chhat Apna Ghar Program
Now Apply For Apni Chhat Apna Ghar Program here complete details. Online registration is now open for the Apni Chhat Apna Ghar scheme, part of the Maryam Nawaz Sharif housing project. If you want to build your own house and need a loan of Rs 1.5 million to build it, don’t delay – register online by following these steps:
- First of all Visit the official Website of Acag.punjab.gov.pk
- Learn about the program: Read about CM Punjab’s Apna Chhat Apna Ghar program.
- Start Registration: Click on “Register” button to open the registration form.
- Fill the Form: Enter your Full Name, ID Card Number, Father’s Name, Father’s ID Card Number, Gender, Email, Mobile Network, Mobile Number, Division, District, Tehsil, and City Name.
- Set Password: Choose a password and click the “Register” button.
- Log in to your account: After registration, click on “Login”. Enter your ID card number and password to open the next form.
- Verify your details: Declare that you are a permanent resident of Punjab, do not own a house, and own a plot of up to 5 marla in an urban area or 10 marla in a rural area. Then click “Accept” and “Continue”.
- Complete your information: Enter your date of birth, mobile number, marital status, district and other details.
- Provide property information: Enter your property details and attach required documents, including a recent photograph.
- Submit your application: After submission, your application will be reviewed.
- Check Your Application Status: Once the verification is complete, login to the web portal to check your application status.
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Required Documents
To apply for the Maryam Nawaz Housing Scheme project, you need to keep some documents ready. You will be registered only if you have these documents. The following documents are required for your verification and application:
- Your National Identity Card (NIC)
- Passport size photograph
- Your mobile number
- Personal email address
“Conclusion”
Chief Minister Punjab’s “Apni Chhat Apna Ghar” program is an initiative aimed at providing affordable housing to low-income families across Punjab. With a target of offering 1.5 million interest-free loans to 70,000 families in its first phase, the program is designed to help those who are struggling to build their own homes due to financial constraints. The scheme targets permanent residents of Punjab who meet certain eligibility criteria, including land ownership and a clean legal record. Registration for the program is straightforward, requiring applicants to fill out an online form and submit the necessary documents. This program represents an important step towards ensuring that every citizen in Punjab has access to safe and comfortable housing.
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Frequently Asked Questions (FAQs)
What is Apna Chhat Apna Ghar Program of CM Punjab?
Apna Chhat Apna Ghar Program is an initiative of Punjab Government to provide affordable housing to low income families. The program provides interest-free loans to eligible families to help them build their homes.
Who is eligible to apply for the program?
To be eligible, you must be a permanent resident of Punjab, the head of your family as per NADRA records, and own 5 marla in urban areas or 10 marla in rural areas. Additionally, you must have no criminal record, owe money to an environmental organization or bank, be registered in the NSER survey, and have a PMT score of 60 or less.
How much loan can I get under this scheme?
Eligible applicants can avail an interest-free loan of up to Rs.15 lakh.
What is the loan repayment plan?
The loan repayment period is seven years. No installment is required for the first three months. After that, you will need to pay monthly installments of Rs 14,000.
How do I apply for the Apni Chhat Apna Ghar program?
You can apply online by visiting official website Acag.punjab.gov.pk. Complete the registration form with your details, verify your information, and submit the required documents.
What documents do I need to apply?
You need your National Identity Card (NIC), passport size photograph, your mobile number, and personal email address.
How will I know if my application has been approved?
After you submit your application, it will be reviewed. You can check your application status by logging into the web portal on the official website.
Is there an application deadline?
It is advisable to apply as early as possible as the program is limited to 70,000 families in its first phase.
Can I apply if I already own a house?
No, this program is designed for individuals who currently do not own their own house but own a plot up to 5 marla in urban areas or 10 marla in rural areas.
Where can I get more information about the program?
Detailed information is available on the official website of Apna Chhat Apna Ghar program Acag.punjab.gov.pk.