Ehsaas Nojawan Program
Ehsaas Nojawan Program In KPK The Chief Minister of Khyber Pakhtunkhwa has announced an interest-free loan to empower the youth. Those youth who are unemployed and know about any business will be provided with an interest-free loan.
You can see all the details to get this loan. Those who want a loan amount should see the complete details according to the registration and eligibility criteria so that they know whether they are included in the program or not. To know the complete details about the program, read the article carefully so that you can get an idea whether you can also join the interest-free loan of Khyber Pakhtunkhwa or not.
The Ehsaas Nojawan Program is a revolutionary step taken by the Khyber Pakhtunkhwa government to empower the youth of the region. Aimed at promoting self-reliance, entrepreneurship, and job creation, the program provides interest-free loans to young individuals who wish to start their own businesses. Launched under the leadership of Chief Minister Ali Amin Gandapur, this initiative has already sparked hope and excitement among the youth of KPK. Here’s a detailed overview of the program, including its features, benefits, and how you can apply for this opportunity in 2025.
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What is the Ehsaas Nojawan Program?
The Ehsaas Nojawan Program is a government initiative aimed at providing financial assistance to the youth of Khyber Pakhtunkhwa to help them start their own businesses. The core purpose of this program is to shift the youth’s focus from seeking jobs to becoming entrepreneurs. By doing so, the program not only creates opportunities for young people but also contributes to the overall economic growth of the region.
The loans are offered interest-free, which means young entrepreneurs do not need to worry about paying additional charges on the money they borrow. This makes it easier for them to focus on growing their businesses rather than dealing with heavy financial burdens.
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Ehsaas Nojawan Program Eligibility Criteria
To apply for the Ehsaas Nojawan Program, applicants must meet certain eligibility requirements:
- Phase 1 Youth aged between 18 to 35 years.
- Phase 2 Youth aged between 18 to 40 years.
- Loans in Phase 1 are available for groups of 3-5 individuals who will work together on a business idea.
- Women and differently-abled individuals are given special quotas to ensure inclusive participation.
- Applicants must be residents of Khyber Pakhtunkhwa.
Loan Amounts and Phases
- Phase 1: Loans ranging from 1 million to 5 million are provided to groups of youth (3-5 individuals.
- Phase 2: Loans of Rs 100,000 to Rs 500,000 are available for those who wish to start small-scale businesses as individuals.
These loans will allow the youth to invest in their business ideas, purchase necessary equipment, and establish a sustainable source of income.
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Flexible Repayment Terms
The Ehsaas Nojawan Program offers borrower-friendly repayment terms:
- The repayment period for these loans spans 8 years.
- There is a 20-month grace period, meaning no payments need to be made during the first 20 months. This gives the youth enough time to establish their businesses and begin generating income before having to repay the loan.
Interest-Free Loans
The most attractive feature of the Ehsaas Nojawan Program is that the loans are completely interest-free. This removes the burden of paying additional money on the borrowed amount and ensures that the youth are not burdened by high-interest rates.
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The Government Vision Behind the Program
The Khyber Pakhtunkhwa government, led by Chief Minister Ali Amin Gandapur, has envisioned a future where the youth of the region are self-reliant and not dependent on traditional employment. The aim is to provide young individuals with the resources they need to start their own businesses and create jobs for others, contributing to the economic development of the province.
Through this program, the government is promoting entrepreneurship as a viable path to success, while also empowering the youth to take control of their financial future.
Additional Programs to Empower the Youth
The Ehsaas Nojawan Program is not the only initiative launched by the government to support youth. Several other programs are being implemented to further empower young people and help them build a brighter future:
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- Ehsaas Apna Ghar Program Focuses on providing affordable housing to underprivileged families.
- Ehsaas Rozgar Program Aims to create job opportunities for youth.
- Ehsaas Hunar Program Provides skills training to help young people become employable.
These programs collectively aim to address the socio-economic challenges faced by the youth and provide them with multiple avenues to succeed.
How to Apply for the Ehsaas Nojawan Program
If you are a youth residing in Khyber Pakhtunkhwa and want to apply for the Ehsaas Nojawan Program, here’s how you can do it:
- Eligibility Check: Ensure you meet the age requirements and are a resident of Khyber Pakhtunkhwa.
- Forming a Group: If applying for Phase 1, you will need to form a group of 3-5 individuals who will work together on a business idea.
- Prepare Your Business Idea: Create a clear and viable business proposal that outlines how you plan to use the loan to establish and grow your business.
- Documents Required:
- National Identity Card CNIC
- Proof of residence in KPK.
- Business plan or idea.
- Application Submission: Submit your application through the designated channels (online or in-person to the authorities in charge of the program.
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Benefits of the Ehsaas Nojawan Program
- No Interest Loans The program offers interest-free loans, making it financially viable for youth to start and grow their businesses.
- Flexible Repayment Terms With an 8-year repayment period and 20-month grace period, young entrepreneurs get ample time to set up their business before paying back the loan.
- Inclusive Opportunities Special quotas for women and differently-abled individuals ensure equal access to the program for everyone.
- Support for Various Business Ideas Whether you want to open a small shop, a manufacturing unit, or a service-based business, the program supports a wide range of business ideas.
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FAQs
Who can apply for the Ehsaas Nojawan Program?
Youth aged 18-40 years, with special quotas for women and differently-abled individuals, can apply for the program.
How much loan can I get?
- Phase 1: 1 million to 5 million for groups of 3–5 youth.
- Phase 2: 100,000 to 500,000 for small-scale businesses.
Is the loan interest-free?
Yes, all loans under the Ehsaas Nojawan Program are completely interest-free.
What is the repayment schedule?
The loan repayment schedule spans 8 years, with a 20-month grace period.
Are there any other programs available?
Yes, the government is also launching Ehsaas Apna Ghar, Ehsaas Rozgar, and Ehsaas Hunar programs for additional support.
Conclusion
The Ehsaas Nojawan Program is a groundbreaking initiative aimed at empowering the youth of Khyber Pakhtunkhwa by providing them with the tools and resources they need to start their own businesses. Through interest-free loans, flexible repayment terms, and inclusive opportunities, the program sets the stage for a generation of self-reliant entrepreneurs.
This initiative is a significant step toward economic growth and job creation in the region. It is not just about financial aid but about building a brighter, self-sufficient future for the youth of KPK. If you’re ready to start your entrepreneurial journey, the Ehsaas Nojawan Program is the perfect opportunity for you.